Embedded finance
Funding inside your app
Your merchants already prove their revenue to you every day. We turn that into credit.
3 min
Merchant application
0
Documents needed
48h
Decision
API
Or white-label widget
They have already proven it. Twice is a waste.
A restaurant on your platform files hundreds of orders a month. A captain completes a thousand trips. You hold that record.
Making them upload bank statements to prove it is friction we can delete.
Who it serves
Micro and small businesses on your platform
Restaurants
On delivery platforms
Captains & drivers
Maintenance, parts, a second car
Grocery stores
Stock and supplier runs
Couriers
Bikes, fuel, equipment
Small retailers
Inventory before the season
The difference
Same engine. Very different journey.
10 minutes, documents required
- Six screens of questions
- Commercial registration upload
- Six months of bank statements
- Manual verification
- Higher drop-off at the upload step
3 minutes, nothing to upload
- Data arrives pre-filled from you
- Merchant confirms and corrects
- Amount and purpose only
- No document upload at all
- Straight into assessment
talabat
Delivery
Careem
Rides & delivery
Toters
Delivery
Baly
Super app
Uber
Rides & delivery
talabat
Delivery
Careem
Rides & delivery
Toters
Delivery
Baly
Super app
Uber
Rides & delivery
How we connect
Four ways in, pick what suits your stack
1
Referral API
You post consented merchant data. We return status updates.
2
White-label widget
Financing lives inside your app. Your branding, our engine.
3
Merchant portal link
A pre-filled link per merchant. No build required.
4
Bulk nomination
Send a batch from your merchant book. Good for a pilot.
What your platform gets
- Merchants who can afford to grow on your platform
- Higher order volume and better retention
- A commission or incentive on funded referrals
- No credit risk on your balance sheet
- Attribution and pipeline reporting